Lower upfront costs!

Introducing a new smarter alternative with less risk and more certainty!

What is Mortgage Alternative?

Have you ever questioned why everyone buys their home with a mortgage? Mortgage Alternative is a new way to access your dream home sooner with no mortgage for up to ten years! MA matches home-buyers with the home of their choice and allows them to live in the home for up to ten years WHILST they save their full mortgage deposit.

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Why Mortgage Alternative?

MA offers less risk to you as the buyer and lower upfront costs, PLUS you have the ability to live in your home NOW to build a full deposit for taking a mortgage in ten years! There are more advantages to Mortgage Alternative than going straight to a traditional mortgage – you have fewer maintenance worries (maintenance is included…

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How Do I Apply?

Simply complete the Application form HERE to see what value home you qualify for, and one of our friendly staff will be in contact with you. There is no fee to apply, unless you are conditionally accepted. Applicants for Mortgage Alternative are put through the same kind of credit screening that you would expect from a bank…

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An Easier, Safer & Smarter Alternative To A Mortgage.

For many years, homebuyers have sought to find the best home loans with the best mortgage rates but have had little choice other than a mortgage through a bank, when it came to financing a home. Even with the best home loan rates offered by your bank, you are still exposed to the whim of property markets and interest rate changes, and exiting your mortgage if your personal circumstances change can be difficult and expensive. Consumers are now demanding more mortgage choice and a better way. That’s where we come in. We are at the forefront of delivering a new method of home purchase and occupation, where, unlike under standard mortgage rates, your payments are preagreed for up to ten years, there is no debt, there is less downside risk if you need to exit, there is a low up front deposit and a savings plan embedded into your monthly payments and the ability to move in NOW whilst you save your full deposit for a mortgage! Better yet, you could end up paying less per month in a mortgage comparison, with other features that deliver superior home ownership benefits for less risk where you are no longer at the mercy of movements in mortgage rates, plus you don’t have to fund mortgage insurance and stamp duty up front! Now compare home loans to that! A Mortgage Alternative vs home loan comparison will clearly show a Mortgage Alternative product to be less risk, more convenient, more flexible and in most cases cheaper than a mortgage. Welcome to Mortgage Alternative!