For many years, homebuyers have sought to find the best home loans with the best mortgage rates but have had little choice other than a mortgage through a bank, when it came to financing a home. Even with the best home loan rates offered by your bank, you are still exposed to the whim of property markets and interest rate changes, and exiting your mortgage if your personal circumstances change can be difficult and expensive. Consumers are now demanding more mortgage choice and a better way. That’s where we come in. We are at the forefront of delivering a new method of home purchase and occupation, where, unlike under standard mortgage rates, your payments are preagreed for up to ten years, there is no debt, there is less downside risk if you need to exit, there is a low up front deposit and a savings plan embedded into your monthly payments and the ability to move in NOW whilst you save your full deposit for a mortgage! Better yet, you could end up paying less per month in a mortgage plus ownership costs comparison, with other features that deliver superior home ownership benefits for less risk where you are no longer at the mercy of movements in mortgage rates, plus you don’t have to fund mortgage insurance up front! Now compare home loans to that! A Mortgage Alternative vs home loan comparison will clearly show a Mortgage Alternative product to be less risk, more convenient, more flexible and in most cases cheaper than a mortgage. Welcome to Mortgage Alternative!